Lending Money With a Smile
Zopa is a market place for social lending I think I heard about Zopa while listening to Radio 2 at work, after a short investigation I quickly grasped the basic concept. Lenders add funds to a central pool of cash and then borrowers borrow against that money. The money you add is spread amongst many borrowers so the chances of being effected by bad debtors is lowered (but not removed). I added £30 to my account just to see how the system works. Today saw my funds clear into my account and we...
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